Home Insurance

Unlike auto insurance, no state law stipulates that you must have homeowners’ coverage. However, if you financed your home, your lender will usually require coverage to protect their interest in your property. This way, if your home is damaged or destroyed, you have funds to rebuild and won’t walk away from your mortgage. Even if you don’t have a mortgage and paid for your home outright, you’re responsible for repairs or replacement costs if something damages or destroys your home and you don’t have home insurance. It’s wise to buy a home insurance policy.

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